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Everyday has a room for improvement

I guess, many of many things of my liking occur because of bad or not too good experiences. I’m talking about things that make me like it after something not good has occur. Like right now, my attention is towards to be better me, to be more healthier, more energetic, more calm and many many things. I’ve realized this quite a some time, and I know the road isn’t smooth, but somehow, through the journey, I like the improvement I saw. It is after I lacking the energy to do things and easily exhausted that I know I should do something about. Exercising to be fitter. Then, I hate the word change, seem like I’m so wrong to need to change.   As I do not like that word, I rephrase it, to be better by improving. Be more calm after I realizing that my not so good temper will create more hatred and enemy than friends.   I could make a wiser decision when I’m calm than when I’m in hire wire emotion. Emotion can be control in any situation, and it is good to learn to control it. Because...

Manage your money with the help of free tools...

Money, is really needed to be manage wisely. Like ourselves, our hard earned money must be given special attention so that instead of using it to buy things that we want or need, it can help generate something to us, to let it work it for us. But have you ever found that managing money is kind hard? It is not easy to monitor every expenses that you make, and maybe every money that come in. That’s why a little help would be handy. But then again, how to find a good software that can help and free too? I come across a site that actually help me to manage my money freely. Instead a long   wording of explanation, the site actually user friendly and easy to use. The site is www.mint.com . The site helps you to monitor all your account, and expenditure, online and offline all in one place. No more hassle of keeping track of variety of receipt, balances and earning that we got. Is got auto-categorization, easy budgeting and timely alerts. It also can help you find savings, track your ...
My current mood…. No mood to do things that I plan… L Hmmm. At first it seems that there are so many things to do at the beginning, and now, seems unable to do anything. Well, working as a teacher has the advantages of having long vacation, but for me, until now, I have to do a lot of things and face so many things. I’m not even able to go for a trip. About mood, how to make it come? I remember when I was in university, having my degree. A lot of my friends will wait until the last minute to finish their assignments, and wait until last minute to do their revision. I am not that kind. I do not like the rushy feeling. Once, I was in the group that actually like to finish their work at the last minute, and we unable to finish it. Then, we come up with so many excuses to justified our actions, even to the extent of lying. And that lied come back to us. What we lied, really happened. I also have friends who will not sleep at the night before sleep because of liking the last minute prep...
Wow, December has come in. This will be the last month for 2010. Time flies really really fast. That’s why I believed in saying that time is gold. Once we lost it, we cannot retrieve it back. If I have to make summary of my 2010, I can says that it is a very fulfilling year, but still I’m not satisfied over what I have done and achieved this year, because I know I can do a lot better. But, throughout 2010, there are many things I learn, especially about me. Perseverance and smile is very very important. Avoiding complaining and backbiting as much as possible because somehow it will come back to you. When you look things positively, so it going to be positive and vice versa. You are what you think. But there are things I’m disappointed. Quite a few. I’ve lost a best friend because I cancel our trip. I cannot go. But, she won’t understand. I’ve tried to talk to her, but she sees it as totally my fault. Me back off from the plan, it is really me. I guess, I kind a person who likes to si...

Chasing dreams – avoiding what people might think of what you are doing

Heavily occupied of what people think of what you are doing, talking, and even  appearances? Well, don’t. It is a bad bad bad things to do. It is wasted, as the only opinion matter is from yourself, and no one else. People’s opinion do matter, but do not think of what they might think, as it is not your job. You are what you think. You are grown up woman, you’ve learn a lot, you experienced a lot, so you set to go to conquer the things that you want. It is not your job to identify whether you will succeed or not. Why bother with the outcome when the journey to go there is much better? But it doesn’t mean you have to be selfish. Listen what people says, but have a good filtering system, because not all what people said is worth to think or to be worry about. This is a reminder for myself, as she is too worry  of what people might think of her. There are so many drawbacks when you keep on worrying of what people might think, and one of it is, it delaying your success. People ...

As long As I do it

Do u have this kind attitude? I am, and really, it is not good and wasted. Most of the time, when you do things based on attitude as long as I do it, the product of your quality isn’t good. I know about it, yet I still do it. And when the products isn’t satisfying, I have to redo it again. But the thing is, I should able to avoid it. It is really wasting of so many things, especially time. Remember time is gold.   But then, old habits die hard. Hmmmmmm And because of this…. Actually my habit likes to do the job as early as possible, then left it there, and then when the time to submit is near, I will finish it. Usually, I did able to finish it in time, it just doing job last minute isn’t good. What if, during that time another things come up, how am I supposed to finish it? By the way, procrastination is at work. A work that could be settle in an hour or two could takes a few weeks because of this unproductive attitude. And it happened again. Me and my carelessness and my as lo...

Do not Take things for granted

Sometimes, you want to be heard, to be value at, and to be accepted. It is not as important as you should value yourself more, than expecting some one else to value yourself, but it is a good feelings. You try your best to satisfy and fill in the needs of other people, but  turn out they did that because they got no other better option. How do you feel? Because you are good listener, and good companion and helper, people will tend take you for granted. Have come across this situation? But then again, there always two side of coins, and maybe three, four, five and more. In this kind of situation, which I did come across a few times, (for the first few occurrences, I did cried), but now, I can handle better. Usually, I will tell myself that I did no wrong so, I do not feel guilty about it and tell myself to just face it, and forget it. And at same time, be nice. But usually I tend to avoid that person as much as possible. Working together, no problem, but to be close like used to...

Jump Into Conclusion

Are you kind a person who easily jump into conclusion? Ok, let say, you meet a person who her parking skill is bad, so, without knowing her, without even say hello, you just says this to her, ‘are you paying for your license ( means that you are getting your license not in right way by paying your instructor so that your license is approved ?) I stumbled this kind a person yesterday. Luckily I am not that  kind a person who can answer back immediately, or there might be war. Just because you have a good car (by the way, it just vios, many people have it, and it still belongs to the bank, and within 7 years, many things could happen) and mine is MYVI, which I am very proud of it, it doesn’t serve you right to say that, to jump into conclusion to sarcastically says that easily. You do not even know me. I found it very rude. I have been in this situation, unable to park when the place is too crowded, but instead of getting sarcasm remarks, that person, offer me to help. That is cou...

At Times....

At times, there are many times that I feel lost of the things I should do, react and talk. I wonder what should I do to make things better or at least do the right things. What is right for me, might not be right for some other people and it could be vice versa. I’ve been in situation where I do not know what I did, until a closed friend of mine suddenly stay away from me. It so frustrating and heartbreaking. AT that time I do not have courage to ask why. But I do feel depress. At many times too, I met people who become so sensitive towards things I do and say, and it become an issue. I’ve been there many times. It isn’t good.   So, I resolved to no talking policy. By the way, I once heard people say that quite is clever.   ^_^ I cannot and will never able to satisfy all people needs and demands. I cannot even meet my own demand, and how can I meet other people demands? And the things that I seem appropriate, might not be appropriate to other people. If I keep indulge myself...

About Money and My Target….

The Basis of Financial Planning is knowing your goals…. Hmmm, that seems very hard to me, as my goals are too many and with my current job and pay, I wonder whether it is achievable Hmm, but then I found a few golden rules about personal finance,   and that are 1.        1.  Pay Yourself First 2.        2.  Live Within Your Means When I first saw ‘pay yourself first’, means that you rewarding yourself after the work you do that makes you get that money. Hmmm…. Turn out it was totally wrong. Pay yourself First, means, you keep aside at least 10% of your money for your salary. Keep it as saving. For me to save 10% is already a great achievement and for those who able to save more... wow.  Once I heard this lady able to save a lot of her salary so that by age 50, she has a million in her bank account. Wow, and that lady is same age as me. Live within your means, means no exaggerating in your spending and be prudent on your spe...