Just a ranting about life, minimalism, gardening, kitchen, food, deco

In my quest to find how to be rich, to be financially independent, to be able to settel my loans fast, I discover, no magic formula, except that I found this harsh word that is FRUGALITY.  I have to live frugally in order to achieve my financial goals. That's goes my dreams to do so many things if I want to achieve my financial goals. It makes me felt very sad and burden. As much as I wan to do and have so many things, I have to delay it until I really stable. Thinking back, the loans that I have now already burdensome to me, I cannot adding more debts.  Then, the other important matter is discipline. It takes a lot of discipline to achieved my goals. But my questions is, should I sacrifice to the extent of making me feels miserable, as long as I follow this rule? Like example, I have a problem with housemate, so I decided to stay alone, and I know I save money more if I share, but it will make me miserable as my previous experiences has taught me very bitter experiences. ...

A new year has begin, and one of the many new resolution that people will make involved abut money. Hoping that 2011 will bring more money. Well, I also do the same. How can I not? With the increase of the price everywhere, and so many dreams and wishes wanted to be fulfill that involving money, me too, wishing for more money. But have you heard a saying, it is not about how much money we make, but it is about how we are managing the money that we already make. Some people earn five digits, and yet still surrounded by debt all around, and yet people who earn less. Able to save more. I know about the bigger people earn, the bigger the expenditure. That’s why learning about  personal finance will come in handy. Personal finance is about making  wiser decision involving money. You and I have to learn how to well managing the money we make, so we can make the money work for us. Why and how? Why because money is important, we must always be prepared, and with the tricks and tip...

Money, is really needed to be manage wisely. Like ourselves, our hard earned money must be given special attention so that instead of using it to buy things that we want or need, it can help generate something to us, to let it work it for us. But have you ever found that managing money is kind hard? It is not easy to monitor every expenses that you make, and maybe every money that come in. That’s why a little help would be handy. But then again, how to find a good software that can help and free too? I come across a site that actually help me to manage my money freely. Instead a long   wording of explanation, the site actually user friendly and easy to use. The site is www.mint.com . The site helps you to monitor all your account, and expenditure, online and offline all in one place. No more hassle of keeping track of variety of receipt, balances and earning that we got. Is got auto-categorization, easy budgeting and timely alerts. It also can help you find savings, track your ...