Skip to main content

Spending the money that you do not have

Is it possible? Well, it is, through loan, and with the magic of credit card, the loan are easily accessible. It is a wonderful thing. To easily get the things that I want with this plastic card.

The joy is even though momentarily only, but because of the temptation, just use the card will bring happiness. Why do I talk about this.... because I'm in the middle of the process of doing it, wanted to spend the money that I do not have...

But, the truth is, I've used it many times. Like, my study for degree that I got help from education loan that I still paying until now, my car, my house, and some other things. So, it is not weird.

But, there is a danger behind it, especially when the person who doing the loan unable to pay for it. Then, there will be a problem. I know about prudent spending, and how the situations are currently and the need to think about the future. I know all that, but, why the heart still do not want to listen?

Now, in times like this, I feel jealous to those who earn a lot, who are rich, but hey, everybody has their own part. Be thankful. If, I trully want to proceed with the action of spending the money that I do not have, I have to bear the consequences. Yes, every actions have consequences. There is only one way to go ahead with this plan, earn more money. Yes, earn more. Well then, I guess, I have to do that. Fighting.. !!!


Comments

Popular posts from this blog

Settle for minimal

This week, two of my friends, decided to start diet and out of sudden, I want to follow. So, starting this week, my nad my friends haven't touch rice. Well, I have eat rice twice, but my friend, zero. Ohh, dietting is so hard, but weirdly, I felt more energetic. I guess I'm going to stick with it so that I can achieve my dream boy. Jnegjengjeng. I cannot believe I talked about this because usually, I think it impossible to cut down on eating because I think I don't eat much. But still, I'm consider as fat. What I discover during this period is that I can still live goodly eventhough with lack of the things that I used to have. I'm kind a person who wants everything is there, is enough and I will be panic if my stuff is not enough and turn out its bad habit. I always ended up throw things at the end. Now, I wanted to live on a basic things. I think that will be good because I could save more and hopefully tae off same fat off my body. ;)

Impression of people is not always correct

Don't we always heard that the first impression is not always correct? But it also true that second, third and even after we know that a person for a long time, the impression we had in our mind about that particular person will not usually correct. Who am I to sayd about this? My mind telling me that. But it's freedom of expression. Is it something really annoying when you sees someone and that someone has bad expression of you? Well, but you cannot directly jump to that kind of conclusion. There must a reasons fro everything like maybe that person is ill during the time you saw him / her and that's why you got that kind of expression. My mom always taught me to think good of anything that you sees. Its much better and make your heart feel very easy instead of feeling hurt. And if you find something keep bother you and that make you feel hurt, try to ignore and let it go. Don't bother. why you should bother if that person doesn't bother?

Frugality

In my quest to find how to be rich, to be financially independent, to be able to settel my loans fast, I discover, no magic formula, except that I found this harsh word that is FRUGALITY.  I have to live frugally in order to achieve my financial goals. That's goes my dreams to do so many things if I want to achieve my financial goals. It makes me felt very sad and burden. As much as I wan to do and have so many things, I have to delay it until I really stable. Thinking back, the loans that I have now already burdensome to me, I cannot adding more debts.  Then, the other important matter is discipline. It takes a lot of discipline to achieved my goals. But my questions is, should I sacrifice to the extent of making me feels miserable, as long as I follow this rule? Like example, I have a problem with housemate, so I decided to stay alone, and I know I save money more if I share, but it will make me miserable as my previous experiences has taught me very bitter experiences. ...