Just a ranting about life, minimalism, gardening, kitchen, food, deco

A new year has begin, and one of the many new resolution that people will make involved abut money. Hoping that 2011 will bring more money. Well, I also do the same. How can I not? With the increase of the price everywhere, and so many dreams and wishes wanted to be fulfill that involving money, me too, wishing for more money. But have you heard a saying, it is not about how much money we make, but it is about how we are managing the money that we already make. Some people earn five digits, and yet still surrounded by debt all around, and yet people who earn less. Able to save more. I know about the bigger people earn, the bigger the expenditure. That’s why learning about  personal finance will come in handy. Personal finance is about making  wiser decision involving money. You and I have to learn how to well managing the money we make, so we can make the money work for us. Why and how? Why because money is important, we must always be prepared, and with the tricks and tip...

2011, a new year, a year added to my age. Not so looking forward of being 28 this year. Reason being, so many things still yet unable to get. Seems like 2010 is a very short year. A very busy year and a fulfilling year too. Despite so many things happened, I’ve learned experienced a lot good and memorable things. As for 2011, I have a few wishes that I want to fulfill. But, as for now, 2011 will also be a very challenging year to me, and I believed a lot more than 2010. I’ve been trusted to hold more responsibility in my job and at same time, I’m chasing my own dreams. I like the challenges because that means my superior trusted me to hold such big job. I will honour it. But I won’t forget to chase my own dream and continue my own liking, writing, reading, and learning. I wish a very good year to all. May all our wishes come true… See you in 2011. 

For me, I prefer to write for Triond because I just write without having to worry about widget or thinking what to add. As for a person who using a mobile broadband and just having and EDGE connection, the connection wasn’t good. Why not getting dsl or higher connection speed? As I’m   a person who kept moved around, it cheaper to do this. But no downloading or watching youtube clips for me. L However, I still like writing for squidoo too because the widget and how I put variety of things in the article. It is ironic, isn’t? The things that I do not like actually is helping me too. Like I mentioned, because of the connection that I do not prefer to write for squidoo. For commission wise, squidoo will have better earning because you can promote the products that linking to your article. Well, you do not want to promote kindle in article about sport, are you? There are many other writing places that will pay you to write, but for now, these are two places I’m concentrating ( ad...

i like to write... in fact I think I love to write but I have a bad hand writing, and I cannot hold pen properly, because of my thumb. It happen since my university years. It kind embarrassing when people kept pointing about my terrible hand writing. Especially my job as a teacher requires me to write a lot. But I have no problem to write at the whiteboard or blackboard. I have not so good speaking skills. Even a few people actually told me to go for a course for it. Well, I'm kind a good listener type. I can talk and I have no problem to converse, but maybe not really appealing. I found out that writing gave me a sense of accomplishment as I bale to voice out my opinion freely. I do not have to worry what people think. I cannot make people agree with me all the time. There are a few sites where I like to write. First is this blog, then at triond, and squidoo, Used to be I would like to be anonymous, now I'm starting to open up who I'm actually are. I also have a bl...

I guess, many of many things of my liking occur because of bad or not too good experiences. I’m talking about things that make me like it after something not good has occur. Like right now, my attention is towards to be better me, to be more healthier, more energetic, more calm and many many things. I’ve realized this quite a some time, and I know the road isn’t smooth, but somehow, through the journey, I like the improvement I saw. It is after I lacking the energy to do things and easily exhausted that I know I should do something about. Exercising to be fitter. Then, I hate the word change, seem like I’m so wrong to need to change.   As I do not like that word, I rephrase it, to be better by improving. Be more calm after I realizing that my not so good temper will create more hatred and enemy than friends.   I could make a wiser decision when I’m calm than when I’m in hire wire emotion. Emotion can be control in any situation, and it is good to learn to control it. Because...

Money, is really needed to be manage wisely. Like ourselves, our hard earned money must be given special attention so that instead of using it to buy things that we want or need, it can help generate something to us, to let it work it for us. But have you ever found that managing money is kind hard? It is not easy to monitor every expenses that you make, and maybe every money that come in. That’s why a little help would be handy. But then again, how to find a good software that can help and free too? I come across a site that actually help me to manage my money freely. Instead a long   wording of explanation, the site actually user friendly and easy to use. The site is www.mint.com . The site helps you to monitor all your account, and expenditure, online and offline all in one place. No more hassle of keeping track of variety of receipt, balances and earning that we got. Is got auto-categorization, easy budgeting and timely alerts. It also can help you find savings, track your ...

My current mood…. No mood to do things that I plan… L Hmmm. At first it seems that there are so many things to do at the beginning, and now, seems unable to do anything. Well, working as a teacher has the advantages of having long vacation, but for me, until now, I have to do a lot of things and face so many things. I’m not even able to go for a trip. About mood, how to make it come? I remember when I was in university, having my degree. A lot of my friends will wait until the last minute to finish their assignments, and wait until last minute to do their revision. I am not that kind. I do not like the rushy feeling. Once, I was in the group that actually like to finish their work at the last minute, and we unable to finish it. Then, we come up with so many excuses to justified our actions, even to the extent of lying. And that lied come back to us. What we lied, really happened. I also have friends who will not sleep at the night before sleep because of liking the last minute prep...

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Wow, December has come in. This will be the last month for 2010. Time flies really really fast. That’s why I believed in saying that time is gold. Once we lost it, we cannot retrieve it back. If I have to make summary of my 2010, I can says that it is a very fulfilling year, but still I’m not satisfied over what I have done and achieved this year, because I know I can do a lot better. But, throughout 2010, there are many things I learn, especially about me. Perseverance and smile is very very important. Avoiding complaining and backbiting as much as possible because somehow it will come back to you. When you look things positively, so it going to be positive and vice versa. You are what you think. But there are things I’m disappointed. Quite a few. I’ve lost a best friend because I cancel our trip. I cannot go. But, she won’t understand. I’ve tried to talk to her, but she sees it as totally my fault. Me back off from the plan, it is really me. I guess, I kind a person who likes to si...

Heavily occupied of what people think of what you are doing, talking, and even  appearances? Well, don’t. It is a bad bad bad things to do. It is wasted, as the only opinion matter is from yourself, and no one else. People’s opinion do matter, but do not think of what they might think, as it is not your job. You are what you think. You are grown up woman, you’ve learn a lot, you experienced a lot, so you set to go to conquer the things that you want. It is not your job to identify whether you will succeed or not. Why bother with the outcome when the journey to go there is much better? But it doesn’t mean you have to be selfish. Listen what people says, but have a good filtering system, because not all what people said is worth to think or to be worry about. This is a reminder for myself, as she is too worry  of what people might think of her. There are so many drawbacks when you keep on worrying of what people might think, and one of it is, it delaying your success. People ...

Do u have this kind attitude? I am, and really, it is not good and wasted. Most of the time, when you do things based on attitude as long as I do it, the product of your quality isn’t good. I know about it, yet I still do it. And when the products isn’t satisfying, I have to redo it again. But the thing is, I should able to avoid it. It is really wasting of so many things, especially time. Remember time is gold.   But then, old habits die hard. Hmmmmmm And because of this…. Actually my habit likes to do the job as early as possible, then left it there, and then when the time to submit is near, I will finish it. Usually, I did able to finish it in time, it just doing job last minute isn’t good. What if, during that time another things come up, how am I supposed to finish it? By the way, procrastination is at work. A work that could be settle in an hour or two could takes a few weeks because of this unproductive attitude. And it happened again. Me and my carelessness and my as lo...

Sometimes, you want to be heard, to be value at, and to be accepted. It is not as important as you should value yourself more, than expecting some one else to value yourself, but it is a good feelings. You try your best to satisfy and fill in the needs of other people, but  turn out they did that because they got no other better option. How do you feel? Because you are good listener, and good companion and helper, people will tend take you for granted. Have come across this situation? But then again, there always two side of coins, and maybe three, four, five and more. In this kind of situation, which I did come across a few times, (for the first few occurrences, I did cried), but now, I can handle better. Usually, I will tell myself that I did no wrong so, I do not feel guilty about it and tell myself to just face it, and forget it. And at same time, be nice. But usually I tend to avoid that person as much as possible. Working together, no problem, but to be close like used to...

Are you kind a person who easily jump into conclusion? Ok, let say, you meet a person who her parking skill is bad, so, without knowing her, without even say hello, you just says this to her, ‘are you paying for your license ( means that you are getting your license not in right way by paying your instructor so that your license is approved ?) I stumbled this kind a person yesterday. Luckily I am not that  kind a person who can answer back immediately, or there might be war. Just because you have a good car (by the way, it just vios, many people have it, and it still belongs to the bank, and within 7 years, many things could happen) and mine is MYVI, which I am very proud of it, it doesn’t serve you right to say that, to jump into conclusion to sarcastically says that easily. You do not even know me. I found it very rude. I have been in this situation, unable to park when the place is too crowded, but instead of getting sarcasm remarks, that person, offer me to help. That is cou...

At times, there are many times that I feel lost of the things I should do, react and talk. I wonder what should I do to make things better or at least do the right things. What is right for me, might not be right for some other people and it could be vice versa. I’ve been in situation where I do not know what I did, until a closed friend of mine suddenly stay away from me. It so frustrating and heartbreaking. AT that time I do not have courage to ask why. But I do feel depress. At many times too, I met people who become so sensitive towards things I do and say, and it become an issue. I’ve been there many times. It isn’t good.   So, I resolved to no talking policy. By the way, I once heard people say that quite is clever.   ^_^ I cannot and will never able to satisfy all people needs and demands. I cannot even meet my own demand, and how can I meet other people demands? And the things that I seem appropriate, might not be appropriate to other people. If I keep indulge myself...

The Basis of Financial Planning is knowing your goals…. Hmmm, that seems very hard to me, as my goals are too many and with my current job and pay, I wonder whether it is achievable Hmm, but then I found a few golden rules about personal finance,   and that are 1.        1.  Pay Yourself First 2.        2.  Live Within Your Means When I first saw ‘pay yourself first’, means that you rewarding yourself after the work you do that makes you get that money. Hmmm…. Turn out it was totally wrong. Pay yourself First, means, you keep aside at least 10% of your money for your salary. Keep it as saving. For me to save 10% is already a great achievement and for those who able to save more... wow.  Once I heard this lady able to save a lot of her salary so that by age 50, she has a million in her bank account. Wow, and that lady is same age as me. Live within your means, means no exaggerating in your spending and be prudent on your spe...

I haven’t written for a very long time. It’s been a busy time for me, really busy. However for me, this year has been a very fulfilling year for me, as I have done and accomplish so many new things. Well, there are a few things that I unable to have and do, but so far, I am satisfied for what I have now. I know I could do better, and that’s what I aim for, to do better. I’ve seen changes in myself, and I am liking the changes that occur. One of the changes is to have more faith in myself. Used to, I always hesitating and doubting about me, and now, it lessen. Well, even though it is not completely gone, but I am now more accepting and believing myself more. Then, I learn, there is no use to suck up to other people in order to be where you want to be. Eventually, things happen based on what you do. You do a good things, you will get good things and vice versa. The things that I really really like to improved is about my habit of procrastinating, Imagine, the job that can actually be ...

Recently, I found out about that I’m easily tired all of sudden and I’m not that active I’m used too. It makes me worried. I also found that my weight has increased. This is not good. So I decided to start a new habit, an exercise. Hmm, who says exercise is easy. For the first few times, I felt so tired only after 10 minutes of exercising. But I felt more energetic and my mind seems to work faster and active, I like it. So I continue to do the same exercise. It become better each time.   Moreover, exercise produce endorphine. Endorphine makes you happy. Happy people would not kill their husband. These are my favourite lines from Legally Blond the movie. Well, it is indeed truth that exercise makes me happy. ISn’t that most of us are searching for ? Happiness? So here is the guide how to get happy fast. Exercise. I would so recommend jogging on the beach. It so peaceful and calm. I felt so relax after a jog at the beach. Luckily for me, beach isn’t too far from my place. Here is...

It is easy to forgive than to forget. Image from here   But I’ve heard a saying said that if I do not forget, that means I’m not yet forgive that person. Is it? I do not know, maybe there is a truth there. But it is not easy to forget something that is very hurtful, and that’s the reason I get angry and thus raising the need from the other party to ask for forgiveness. I’m afraid if I forgot about it, the same thing will happen again and I become hurt again. Thus, it become harder for me to forgive again. So, what should I do then?  To not forgive and letting go, I'm putting a lot of things at risk. Friendship, connection and family ties if it include families member. Too many things is being jeopardize. And as a Muslim myself, it is discouraged to shut off a connectionn beween people. Therefore, as hard as it is, I have to persuade myself to forgive and letting it go. I know the same things will be bound to happen again, and I have no choice, but to face it. But when the ...

CHOICES  Image from here When i was a kid, being the first is the best, getting the most is the best, and as i grown up, the ebst becaome harder to define and become the best has become impossible. Being a grown up, I know now that being the best isn't anything. It's not that I've been the best, and I do not remember if i ever being the best. I stop trying and feeling like a failure all the time. Self esteem is the lowest and I have no intention to improve myself whatsoever. But I just keep on walking. I keep on walking because I  had too. I realized now that I loss so much and become regret, and it does affected me in someway.  I wished that somebody will come to me, guide me and says that's ok. But turn out that person that I've been waiting for is inside of me. After all the guidance and education that I've been receivedd, I failed to realize that in order to choose the best, is to choose what is right for myself. What is right for me might not be righ...

When too many things come to you at the same time, how do you handle it? Example: You got a new task at work and that task is hard, require time, technology, money and cooperation from people. There is this festive season coming in and you know that you have to do a lot of things, choosing cloth to buy and wear, clean and beautify the house, the food, the vehicle had to be sure it is good. Friends  Sibling Somebody near you sick And the list continue. It become harder as in the process of all this, you had to make decision that you regret later, but because of the circumtances, you ahd to let go. What to do then? How about myself? Well, one thing I know that won't do good is sitting idly. things would never change if I do not take actions. Yes, the actions could be as simple as sweep the floor, but keep on. Keep on trying, put a smile on the face, even your heart is hurting, and then just keep on walking. I've heard that the things happen is because I chose it, an...

Do you know the important of saving? I do, but I do not exactly practiced it, until recently.  Maybe I do not realized how really important for me to do saving. This is the table that I got from reading Azizi Ali’s book  ‘ Millionaires are from a different planet’. The table shows how you can have a million ringgit assuming of 9% annual return every year. Age Monthly Savings (RM) Interest (%) Total Earnings (RM) 20 340 9 1 million 30 892 9 1 million 40 2,643 9 1 million 50 13,258 9 1 million But I’m 27 now… and I do not think I save that much amount of money every month. I’m 27, so the money I need to save is around 700 per month?.... wow, then I have to live frugally if I want to. That means, selling my car, and change to a more affordable car, finding a housemate, earn extra money, like doing tuition, writing, and maybe helps my father at the farm so he can give me some money....

One of my liking is starting something new, but having difficulties to continue it. I stop in the middle of it. This blog is an example. I just can continue to write anything in this blog, and yet, I decided to make a new one. But then I found out that I unable to maintain so many blogs at a time. So I decided to close the newest blog and continue and proceed with this blog. I found happiness in writing. I love seeing my articles being published even though no one reads it. I got a sense of accomplishment. One of the main reason because I having difficulties to voice out my opinion freely to people without making people uncomfortable. I guess, it just my feeling, but I cannot help it. But by writing, I can. It is so good to have an opinion of my own. Without the needs to be interfere by an outside interference. As much as I do not care, but judgment from people can easily be seen, and how much I want to deny it, it does affected  me. I find no other way to make me voice out wha...

A friend of mine said that I kind a person who can tolerate anything... kind a yes person. As difficult as I want to admit,  I guess at some point, she is right.A yes person, is not too good, isn't? I've been a subscriber to Jack Canfeild newsletter and today email, really shows why saying no is good too, in fact it shows reasons for me why I need to learn to say no.   There are only two words that will always lead you to success.  Those words are yes and no.  Undoubtedly, you’ve mastered saying yes.  So start practicing saying no.  Your goals depend on it!  If you are constantly saying yes to other people, then you are constantly saying no to yourself  and your goals .    Ask yourself if what is being requested of you is in line with your goals, will it benefit you in some way and bring you closer to your success, or will you simply be spending your time on someone else’s good opportunity? How much time do you waste with pr...

This blog really testing my patience... Manybe that's why I decided to leave this blog for good... but then I found out that this blog got a pagerank, I felt wasted to let it go. I was thinking to abandon this blog, as I do not know where in this blog is heading to, but after I found out that this blog got a pagerank, I felt wasted if I do not maintained it. So here it is, my post after two months of ignoring it.   Its not that I do not do any writing for the past few months, but I concentrate on my other blogs, and turn out too, I do not have a strong body to work as much as I could. That a harsh reality that I need to accept. I guess what I will do next depend on what I will thought today. Maintaining too many blogs will be hassle for me as I also need to maintained my work palce blog, and having slow connection didn’t help much.  But this blog once has gave me money, so why should I let it go. Maybe all I need to do are to be more focus and less distracted by unneces...

Last year, I was working in other place ( read me as a teacher blog), and this year, I was in a new place. Its’ been more than 4 months in a new place, and yet, so many things I still adjusting and experiences. It is the same too last year. Got diffcculties to adjust to new palce, with so many things encounter, bad and good. Ohh…. Life in a new place isn’t that easy at all. To able to accommodate and feeling comfortable at a new palce requires time and energy. Money? Wow, need to spent on a lot of things. I know new experiences is good. It could give you more knowledge and let you become more mature and your wisdom increases. It could also backfire. That means whether you become a better side of you or become the other side of it. Weird, isn’t? Sometimes, the demands of life make us to make a decision that unthinkable and bad. But I guess, that is life. You will encounter things that you never thought that you will. Open mind and positivity do help in this kind of situation. Of course...

This week has been a very challenging week for me as a few unhappy things happen to me. First, I’ve been inflicted with a disease, well, its not that bad, but finally it require a minor surgery and second, my car’s back mirror broken without reason. Wahhhh, what a day. At first, I thought to use my insurance policy to pay for my back car mirror’s, but I found out that I do not include mirror in my policy claimed, and if i still want to use my insurance policy, i will be losing my NCB, ohhh, and it getting worse as it need to go throuh so many things, like need to lodge a police report and it need to wait  a few days before the car can be fix. Ohhhh, how can I wait for that because I need my car everyday. So i opt to pay for my own. This is the picture. Wonder how it can happen considering nothing hit my car, and it at 9.30 am, morning, it’s not hot. Second, i’ve got this medical condition and it wasn't pretty. One visit to a private clinic has already cost money, and imagine y...

For the past few months, I discovered that I am a person who trusted that everything will happen as it should be and how naive I am.  Because of this attitude, I suffer loss for a few times. If only I be more careful, I could avoided the silly mistakes that I’ve made. A few incidence that makes me think this way because 1.    I went to a photocopy shop, and asked the shop assistant to photostat a few very important document. Then, after she finished it and i paid for it, I went home only to discovered after I arrived home which is more than 40 km away, that the shop assistant left out my very important document. I should report a complaint to the shop right? But I didn’t as I am a person who do not like confrontation. The next day, I went to the shop again and the shop was closed. I am very frustrated, and so I have to make trip there again. This won’t happen if I check before I go. I should adjust my hurry up attitude. Fina lly the third trip to that shop I able ...

A few months ago, I was feeling down because of something that occur at home. I am lucky to have a great friend who stood beside me and help me to get through the problem. She also recommend a song for me to read and to dwell into the  lyrics of the song. Understanding the meaning and I guess try to apply it. The song is by Mariah Carey, can’t take that away from me . Here is the lyric. They can say, Anything they want to say, Try to bring me down, But I will not allow anyone to succeed hanging clouds over me, And they can try Hard to make me feel that I, Don't matter at all, But I refuse to falter in what I believe or lose faith in my dreams 'Cause there's, There's a light in me, That shines brightly, They can try, But they can't take that away from me From me No no nooo Oh they, They can do Anything they want to you, If you let them in, But they won't ever win, If you cling to you pride, and just push them aside, See I.. I have lea...

Today, I'm feeling happy because I received something unexpected sooner that I think it will be. Wow, it amazing and great and I cannot stop smiling. What I discovered is that when I am feeling happy, I can do a lot of things and things seem to be much easier. I quote from someone, that feelings is the one we determined. People can say whatever they want and things can turn out not the way you want, but the feeling you are having inside, its you that determine it. be happy and sure you find it worth it. :)

When I was down, the things that make me smile is knowing that I have friends that I count to. Friends that have helped me during my ups and downs. Friends who listen to my grieving and to share my happiness and sadness. Got something from facebook. Another red letter day, So the pound has dropped and the children are creating The other half ran away, Taking all the cash and leaving you with the lumber Got a pain in the chest, doctor's on strike, what you need is a rest It's not easy love but you've got friends you can trust Friends will be friends, When you're in need of love they give you care and attention Friends will be friends, When you're through with life, and all hope is lost Hold out your hands because friends will be friends, right till the end Now it's a beautiful day, The postman delivered a letter from your lover Only a phone call away, You tried to track him down but somebody stole his number As a matter of fact, You're getting used to life wi...

This is part two of money beliefs 31. It's all in days work. 32. Save for rainy days (my favourite) 33. Give the devil his due. 34. A penny saved is a penny earned 35. You can't take it with you. 36. Don't look a gift horse in the mouth. 37. They earned their money the hard way. 38. Make an honourbale living. 39. Don't bite the hands that fees you. 40. Don't spend it all in one go. 41. Don't spend more than you make. 42. What will I do with all this money? 43. Finders keepers, loser weepers. 44. Don't be penny wise, dollar foolish. 45. You have to spend money to make money. 46. No pain no gain. 47. Nothing ventured, nothing gain. 48. One mans loss another man's gain. 49. You can't get blood from a stone. 50. You can't get something for nothing. 51. You get what you pay for. 52. Whoever loves money never has money. 53. I was never good at numbers. 54. Pay as you go. 55. Pay the piper his due. 56. Business before pleasure. 57. It is easier for a ca...

Everybody has their own money beliefs, and I found this from an ebook that I currently read. So, which one is yours? Which money beliefs is the correct one? This is the part one of 30 money beliefs that we can easily found and heard from people. So, which is your money belief? 1. Money doesn't grow on trees. 2. Do you think I'm made of money? 3. If you have money, you make money. 4. The rich get richer, the poor get poorer. 5. A fool and and his money are soon parted. 6. Money is the root of all evil. 7. Rich people are greedy. 8. Money burns a hole in your pocket. 9. Money is hard to come by. 10. Money is no object. 11. Money is power. 12. Money isn't everything. 13. Money talks. 14. Put your money where your mouth is. 15. Follow the money. 16. Time is money. 17. Poverty is no sin. 18. Money makes money 19. Let the buyer beware. 20. Money doesn't buy you happiness. 21. Beggars can't be choosers. 22. If wishes were dollars, we all would be rich. 23. The further you ...

I hate the word change when I was a teenager. Reason being when one friend of mine told me to change the way I walk and talk, because for her it is weird. Since then I hate the word change and try my best to avoid the word as much as I can. I do not hate the idea of change, but hearing the word makes me feel down and hurt, because of this incidence. But then, I know realized that I have to accept change and ready to change. But changing my way of talk and walk? no, I've born with it. There are things I need to change, especially my mental attitude and how my mind works. I got this great poem (I think it is a poem), about changing and I want to share it. I got it from the comment box of a famous blog. Usually I do not like reading other people commnents, but since I can found valuable information on comment box, I like reading it and usually I read the comment box before I read tha article to know what people are thinking about it. here it is Quoting from Dr. Staples “Be The Best Yo...

I am shocked to find out that I havent updating my blog for more than two months? What have I been doing? Its been a long vacation, but I too caught up with thinking and doing nothing great. I do discover some good things too, but I discover my biggest problem, procrastination. I kept delaying things in search for one best thing, which I do not know what is it. It is so sad to discover that for the past months, Ive been wasting so many things, and one of it is time. I kept saying myself that I need to do something, but I don't do anything about it. I have a mission in life, I have plans, but , there is always but. I hate but, because but is just an excuses to make me feel better for the mistake that I've done. What makes me frustrated more is my indecisiveness in deciding what should I do. I kept doing something that I know that later on, I will regret it. Now, it seems so many things that I regret. It is bad, I know. So that's why I am letting go. Now I will focus on what ...